Is there a fee for an initial meeting?
There is no charge for an initial meeting, which we refer to as a Discovery Meeting. If you are interested in exploring more about Walker Wealth Advisors, I invite you to contact us to schedule a complimentary Discovery Meeting, which will allow us to learn more about your goals, needs, expectations, and values. The Discovery Meeting also provides you an opportunity to learn more about us and ask any questions that you might have of us.
What does it mean when you say that you are a “fee-only” financial advisor?
Walker Wealth Advisors is a fee-only financial advisor, which means that it is, in all circumstances, compensated solely by the client, with neither Walker Wealth Advisors nor any related party receiving compensation that is contingent on the purchase or sale of a financial product. As a fee-only financial advisor, we do not take any commissions, rebates, finder’s fees, bonuses or any form of compensation from others as a result of a client’s implementation of our recommendations.
What does it mean when you say that you are a fiduciary financial advisor?
Simply put, a fiduciary financial advisor must act in the client’s best interest. As a fiduciary advisor, we are committed to (i) always acting in good faith and with candor, (ii) avoiding conflicts of interest when possible and (iii) being proactive in disclosing any unavoidable conflicts of interest that may impact a client.
What are your fees?
How would you describe your typical client?
What is Walker Wealth Advisors investment philosophy?
We believe that successful investors accept market efficiency, and that active investment management cannot reliably and consistently add value through security selection and market timing. Over time, there is no escaping the relationship between risk and reward. This means that the potential to achieve higher returns comes only at the expense of increased levels of risk; however, risks that are not worth taking should be avoided.
We believe that diversification is desirable to reduce portfolio volatility. Effective diversification consists of more than simply owning many different stocks, or even many different mutual funds. Meaningful diversification is best achieved when you: (i) combine multiple asset categories/classes, (ii) diversify globally; (iii) spread risk using broad-based, no-load mutual funds to invest in thousands of different companies; and (iv) use short-term, high-quality, fixed-income investments to reduce portfolio volatility.
We believe that successful investors own a portfolio that customized to the investor’s investing temperament and tolerance for risk, as well as the investor’s underlying need to take risks. Successful investors stay focused on the long term, they do not react to short-term market fluctuations, but they do periodically rebalance their portfolios to remain aligned with their objectives and risk tolerance.
Why should I hire Walker Wealth Advisors?
To be sure, we do extensive analysis with clients to make sure that we invest the client’s portfolio in a manner that is consistent with the client’s goals and risk tolerances. However, we often find that investors place a disproportionate emphasis on investment returns, while completely ignoring (or, at least, underemphasizing) many impactful financial decisions that are largely – if not completely – within their control. For example, people often make decisions concerning when to begin Social Security without really understanding how their decision will impact their financial future.
Similarly, we often see people take lump-sum pension offers without first evaluating (i) the internal rate of return of the pension payment option (based on life expectancy assumptions) and (ii) whether the pension payment option would better fit with their risk tolerance. In addition to making sure that you are appropriately invested, we want to help you make thoughtful, deliberate and informed choices concerning those financial decisions that are within your control.
By making thoughtful, deliberate and informed choices concerning those financial decisions that are within your control, you can usually make your financial plan much less sensitive to market performance, which can vary widely from period to period.